Rates

  • LOAN RATES

    Effective as of: January 1, 2024
    Fixed rate
    Type APR*
    Share Secured 2.00%
    Share/Signature 4.00% - 6.00%
    Signature Loans 4.50% - 10.00%
    New Auto 100% Financing 4.50% - 6.25%
    New Auto 90% Financing 4.00% - 5.75%
    Used Auto 90% Financing
    Rates are determined by the repayment terms    		 5.00% - 6.50%
    Education Loan
    Must provide proof of classes    		 4.00%
    Solar Heater Loan 4.50%
    Photovoltaic Loans
    Rates are determined by the repayment terms
    Loan proceeds to be paid directly to contractor.    		 5.50% - 7.00%
    Vacation Loans
    Must provide travel itinerary    		 5.00%
    HELOC Fixed Rate 5.50%
    Student Loan Tuition - 60 Months 3.25%
    Student Loan Consolidations - 120 Months
    180 Months     		3.25%
    5.25%

  • Share RATES

    Effective as of: January 1, 2024
    Type APY**
    Share 0.15%

    Minimum Balance to earn 0.15% APY** is $100.00 Rates may change after account is opened
    APY** is accurate as of 01/01/24
    Fees could reduce earnings on your share account
    Rates are subject to change without notice.

  • Certificate RATES

    Effective as of: January 1, 2024
    Type APY*/**
    6 month Share Certificate 4.58%***
    1 Year Share Certificate 1.00%***
    18 Month Share Certificate SPECIAL 3.00%***

    *Minimum Opening Deposit to earn 1.00% APY** is $25.00 Maximum balance: $999,999.00 *Minimum Opening deposit to earn 4.58% APY** is $2500.00
    Maximum balance: $999,999.00
    Interest must be transferred to share account
    APY** is accurate as of 01/01/24

    *** Minimum Opening Deposit Required to earn 3.00% APY*** is $5,000.00
    Maximum balance: $100,000.00
    Dividends must be transferred to share account
    APY*** is accurate as of 01/01/24
    Fees could reduce earnings on your certificate
    Rates are subject to change without notice. New Money ONLY